Loans issued prior to 10/01/2022 based on LIBOR index
Starting October 1, 2023 index for these loans is based on one-month United States Dollar IBOR Consumer Cash Fallbacks (CME Term SOFR).
| Year | Term | Q1 | Q2 | Q3 | Q4 |
|---|
| 2026 | 5 Year
10 Year
15 Year | 6.50%
7.15%
7.85% | 6.20%
6.85%
7.55% | 6.10%
6.75%
7.45% | 6.20%
6.85%
7.55% |
|---|
| 2025 | 5 Year
10 Year
15 Year | 7.10%
7.75%
8.45% | 6.80%
7.45%
8.15% | 6.80%
7.45%
8.15% | 6.80%
7.45%
8.15% |
|---|
| 2024 | 5 Year
10 Year
15 Year | 7.80%
8.45%
9.15% | 7.80%
8.45%
9.15% | 7.80%
8.45%
9.15% | 7.80%
8.45%
9.15% |
|---|
| 2023 | 5 Year
10 Year
15 Year | 6.20%
6.85%
7.55% | 7.00%
7.65%
8.35% | 7.50%
8.15%
8.85% | 7.80%
8.45%
9.15% |
|---|
| 2022 | 5 Year
10 Year
15 Year | 2.50%
3.15%
3.85% | 2.60%
3.25%
3.95% | 3.30%
3.95%
4.65% | 4.80%
5.45%
6.15% |
|---|
| 2021 | 5 Year
10 Year
15 Year | 2.50%
3.15%
3.85% | 2.50%
3.15%
3.85% | 2.50%
3.15%
3.85% | 2.50%
3.15%
3.85% |
|---|
| 2020 | 5 Year
10 Year
15 Year | 4.20%
4.85%
5.55% | 3.9%
4.55%
5.25% | 2.80%
3.45%
4.15% | 2.6%
3.25%
3.95% |
|---|
All interest rates were 0% from 3-13-20 through 9-30-20 due to COVID-19.
| 2019 | 5 Year
10 Year
15 Year | 4.70%
5.35%
6.05% | 4.90%
5.55%
6.25% | 4.80%
5.45%
6.15% | 4.60%
5.25%
5.95% |
|---|
| 2018 | 5 Year
10 Year
15 Year | 4.00%
4.65%
5.35% | 4.00%
4.65%
5.35% | 4.40%
5.05%
5.75% | 4.50%
5.15%
5.85% |
|---|
| 2017 | 5 Year
10 Year
15 Year | 3.30%
3.95%
4.65% | 3.50%
4.15%
4.85% | 3.70%
4.35%
5.05% | 3.90%
4.55%
5.25% |
|---|
| 2016 | 5 Year
10 Year
15 Year | 3.00%
3.65%
4.35% | 3.20%
3.85%
4.55% | 3.20%
3.85%
4.55% | 3.20%
3.85%
4.55% |
|---|
| 2015 | 5 Year
10 Year
15 Year |
|
|
| 3.00%
3.65%
4.35% |
|---|
