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SELF Refi

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The SELF Refi program is temporarily paused for new applications. Program enhancements and availability are anticipated in 2026.

When available, SELF Refi offers Minnesota residents an opportunity to refinance their student loans, helping to reduce the amount of interest paid and make loan payments more manageable.

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SELF Refi Loan variable interest rates as of April 1, 2025:
*Rates are subject to change quarterly.

Term
Rate

5 Year

6.80%

10 Year

7.55%

15 Year

8.05%

View current index rates, margin details, and historical SELF Refi Loan interest rates

Questions?

For servicing questions about an existing SELF Refi Loan, contact Aspire Servicing Center at 800-243-7552. Representatives are available Monday–Friday, 8 a.m. to 6 p.m. CST. Loan information is also available at aspireservicingcenter.com.

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